PhD Research · Universiti Teknologi MARA

The MBM Diagnostic

MBM

by Dr Moslem Annuar  ·  My MBA, rebuilt on Islamic foundations

0 of 62 questions answered

This diagnostic measures how aligned your business is with The Moslem Business Model (MBM) — the first research-backed framework integrating Islamic principles into every dimension of business practice.

It covers three tiers (Faith, Capital and Impact) across 62 questions. Answer based on your current practice, not your intention. Designed for Muslim business owners with at least one employee.

Time: approximately 20–25 minutes.

1 Never
2 Rarely
3 Sometimes
4 Often
5 Frequently
6 Usually
7 Always
★

YOUR DETAILS

FAITH

The foundation conventional business forgot · Questions 1–29

Tier 01
P1

Prayer & Spiritual Foundation

Q1I perform all five daily prayers on time.
Never
Always
Q2I never miss a prayer because of a business commitment.
Never
Always
Q3I never delay a prayer because of a business commitment.
Never
Always
Q4I begin each business day with the intention that my work is an act of worship.
Never
Always
Q5I make business decisions with the primary intention of pleasing Allah.
Never
Always
Q6I seek guidance from Allah through dua before making major business decisions.
Never
Always
P2

Knowledge & Training (Iqra)

Q7I treat the pursuit of knowledge as a religious obligation in my business life.
Never
Always
Q8I continuously seek to improve my business management knowledge.
Never
Always
Q9I invest in formal training to develop my own business skills.
Never
Always
Q10I invest in formal training for my team to improve their performance.
Never
Always
Q11I apply what I learn from training in my business decisions.
Never
Always
Q12I have a development plan for each member of my team.
Never
Always
P3

Halal Finance

Q13All funding for my business comes from halal sources.
Never
Always
Q14All my business contracts comply with Shariah principles.
Never
Always
Q15I pay my business zakat every year.
Never
Always
Q16I reject financing that involves riba even when it is the only available option.
Never
Always
Q17All charges in my business are disclosed honestly to customers before a transaction.
Never
Always
P4

Islamic Social Conduct

Q18I am truthful in all my interactions with customers.
Never
Always
Q19I fulfil every promise I make in my business dealings.
Never
Always
Q20I pay my suppliers on time.
Never
Always
Q21I treat my suppliers with the same respect I give my customers.
Never
Always
Q22I contribute a portion of my business income to charitable causes.
Never
Always
Q23I actively help other entrepreneurs in my community to grow.
Never
Always
P5

Islamic Business Practice

Q24All my business offerings comply with halal requirements.
Never
Always
Q25I take deliberate steps to ensure every aspect of my business offering is halal.
Never
Always
Q26I refuse to pay bribes to secure business contracts.
Never
Always
Q27I refuse to make false claims about my business offerings to customers.
Never
Always
Q28I apply consistent pricing to all customers without discrimination.
Never
Always
Q29I conduct every business transaction as if Allah is watching.
Never
Always

CAPITAL

The engine the MBA taught, now rebuilt · Questions 30–47

Tier 02
FC

Financial Capital

Q30My business has sufficient cash flow to meet its monthly obligations.
Never
Always
Q31I have access to halal financing when my business needs capital.
Never
Always
Q32I maintain accurate financial records for my business.
Never
Always
Q33I understand my business financial statements.
Never
Always
Q34I have a financial reserve to cover unexpected business expenses.
Never
Always
Q35I review my business financial position at least once a month.
Never
Always
HC

Human Capital

Q36I have sufficient business knowledge to make sound management decisions.
Never
Always
Q37I have sufficient financial literacy to manage my business accounts.
Never
Always
Q38I have sufficient marketing knowledge to attract customers to my business.
Never
Always
Q39My team members consistently meet the performance standards I set.
Never
Always
Q40My team members are capable of working without constant supervision.
Never
Always
Q41My team members understand the vision of my business clearly.
Never
Always
SC

Social Capital

Q42I have a strong relationship with my most important customers.
Never
Always
Q43I have a strong relationship with my most important suppliers.
Never
Always
Q44I am an active member of at least one business association.
Never
Always
Q45Government agencies relevant to my business know my business well.
Never
Always
Q46My business has a strong reputation in my industry.
Never
Always
Q47My business network regularly generates new opportunities for me.
Never
Always

IMPACT

Falah · Financial · Non-Financial · Questions 48–62

Tier 03
FL

Falah (Islamic Business Success)

Q48Running my business brings me closer to Allah.
Never
Always
Q49I feel that running my business is a form of ibadah.
Never
Always
Q50My business conduct is consistent with Islamic teachings.
Never
Always
Q51I am confident my business practices are acceptable in the sight of Allah.
Never
Always
Q52My business success in this world contributes to my success in the hereafter.
Never
Always
FS

Financial Success

Q53My business revenue has grown consistently over the past three years.
Never
Always
Q54My business generates consistent profit every month.
Never
Always
Q55My business generates enough profit to cover my zakat obligations.
Never
Always
Q56My business revenue meets my annual financial target.
Never
Always
Q57I reinvest a portion of my profits to grow my business.
Never
Always
NF

Non-Financial Success (Value & Well-Being)

Q58I feel personally fulfilled by running my business.
Never
Always
Q59My business gives me the flexibility to manage my own time.
Never
Always
Q60I am proud of what my business has achieved.
Never
Always
Q61My business allows me to fulfil my family responsibilities.
Never
Always
Q62My business makes a positive difference to the people around me.
Never
Always
YOUR MBM RESULT

Your Tier Breakdown

Tier 1: Faith
Tier 2: Capital
Tier 3: Impact

Tier 1 Faith — Pillar Breakdown

Pillar 1 · Prayer & Spiritual Foundation
⚑ Weakest Pillar — Start Here
Pillar 2 · Knowledge & Training (Iqra)
⚑ Weakest Pillar — Start Here
Pillar 3 · Halal Finance
⚑ Weakest Pillar — Start Here
Pillar 4 · Islamic Social Conduct
⚑ Weakest Pillar — Start Here
Pillar 5 · Islamic Business Practice
⚑ Weakest Pillar — Start Here

Your Next Step

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Dr Moslem Annuar  ·  drmoslemaaz.com  ·  drmoslemannuar@gmail.com